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Cookie Policy

What are cookies?

On this website we use cookies.  A cookie is a small file that gets sent along with pages of this website and is stored by your browser (Internet Explorer, Chrome, Safari, etc.) on the hard drive of your computer. At a next visit to our website this information stored can be sent back to our servers. These cookies will not damage your computer. 

Types of cookies 

Cookies can have different functions that can be categorized into four groups, i.e.: functional cookies, analytical cookies, performance cookies and advertising cookies. Below you can read an explanation about these different types of cookies. 

Functional / required cookies 

Functional cookies are cookies that are necessary for the correct functioning of the website. They help make a website functional, by allowing basic features such as navigating the pages and access to secure areas of the website. These are also needed to create an account, to log in and to detect fraudulent activity in your account. Without these cookies the website function will not be optimal or even not work. It also has to do with your personal details filled in on your personal MijnQredits page and being able to stay logged in during a session. 

Analytical / static cookies 

These cookies are used to improve the website by reviewing visitor statistics. Think of the length of a website visit. These cookies help website owners understand how visitors use their website by collecting and reporting data anonymously. 

Performance/preference cookies 

Cookies that allow a website to remember information that affects the behavior and design of the website, such as your preferred language or the region where you live. 

Marketing/Advertising cookies 

Marketing cookies are used to track visitors when they visit different websites. Their purpose is to serve ads tailored to and relevant to the individual user. 

In addition to the different types of cookies, cookies can be placed by different parties. Many of the cookies that Qredits uses are session cookies. With the help of a session, we store status data and preferences during a certain session. We can therefore adjust our service as much as possible to the surfing behavior of our visitors and increase the ease of use of the website during the session. Think of staying logged in during a session. These cookies are automatically deleted as soon as you close your web browser. We use them for good functionality of the website and increased ease of use. 

Google Analytics

A cookie from the American company Google is placed via our website as part of the "Analytics" service. We use this service to track and get reports on how visitors use the website. Google can provide this information to third parties if Google is legally obliged to do so, or if third parties process the information on behalf of Google. We have no influence on this. We have allowed Google to use the obtained analytics information for other Google services. 

The information that Google collects is anonymized as much as possible. Your IP address is expressly not provided. The information is transferred to and stored by Google on servers in the United States. Google adheres to the Privacy Shield principles and is affiliated with the Privacy Shield program of the United States Department of Commerce. This means that there is an appropriate level of protection for the processing of any personal data. 

Social media buttons 

Our website includes buttons to promote ("like") web pages or share ("tweet") on social networks such as LinkedIn, Meta (formerly Facebook), TikTok and X. These buttons work by means of pieces of code that come from the social media platforms themselves. Cookies are placed through this code. We have no influence on that. We advise you to read the privacy statements of the social media platforms (which can change regularly) so that you read what they do with your (personal) data that they process via these cookies. 

The information they collect is anonymized as much as possible. The information is transferred to and stored on servers in the United States by X, Meta, Google + and LinkedIn. LinkedIn, X, Meta and Google + adhere to the Privacy Shield principles and are affiliated with the Privacy Shield program of the United States Department of Commerce. This means that there is an appropriate level of protection for the processing of any personal data 

More information about cookies 
If you still feel there are any ambiguities or would you like to read more about cookies? You can read more about what they are and how to delete them on the following pages: 

http://www.allaboutcookies.org/ 

https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies 

https://support.microsoft.com/search/results?query=enable+cookies&src=as 

What type of cookies are placed 

After reading the previous information, you know what cookies are, why they are important for your internet experience and what type of cookies there are. 

In our cookie banner we offer insight into which cookies are placed and why they are placed. You can then indicate on three levels to what extent these cookies may be placed for non-essential cookies. 

Enabling and disabling cookies 

Please note! The moment you change your consent to place cookies, it could be that previously installed cookies (historical cookies) are still active on your computer. If you want to disable these, you can do so in the settings of your browser as indicated below: 

Internet Explorer: 

  1. Click the cog-wheel at the top right of the window. 
  2. Select "Internet options". 
  3. Go to the "General" tab. 
  4. Delete the browser history including the cookies here. 

Google Chrome: 

  1. Click at the top right of the window on ‘settings) (three dots). 
  2. Go to ‘settings’. 
  3. In the search box type ‘cookies’. 
  4. Choose ‘clear browsing data’ under ‘Privacy and security’ 

Mozilla Firefox: 

  1. Go to ‘menu’ and choose ‘preferences’. 
  2. Go to the ‘privacy & security’ tab. 
  3. Clear your history including cookies. 

Apple Safari: 

  1. Click on the top left of the task bar on ‘Safari’ 
  2. Select ‘Clear browsing history’ 
  3. Select ‘Clear all browing history’. 

Objection 

Do you want to object, or use the right of access or the right to be forgotten? View the Privacy statement, in which you can read how to do this.